Financial Journey

When you decide to work with us at KP Financial Wellbeing we are invested in helping you to identify your goals and in creating a clear pathway to help make them possible. We do this simply by helping you prepare for the future you want, designing an achievable plan that aims to get you there, and by allowing room for change. 
1. Discovery Meeting
Our first meeting will aim to get to the root of what’s important to you and will focus on creating a space where we can have an open conversation about your aspirations. We will listen to what you want to accomplish and have a discussion about the ways in which our experience can help you get there.
2. Factfinding
After we’ve had a chance to get better acquainted, we will then begin to examine and discuss the details of your financial history. We will then investigate and review any existing plans, policies, and budget plans you may have to see how effective they are as well as any areas that we can improve upon. By looking at where you currently are, we can assess and better understand the required steps to help you achieve your milestones.
3. Savings and Investment Conversation
This stage requires us to become more familiar with the nuances of your situation and will determine the decisions we make moving forward. We will take into consideration factors such as your experience, your attitude to risk as well as your investment management approach to direct our discussion. By taking the time to thoroughly review your current portfolio, we can identify trends and set targeted goals that will help your money thrive. 
4. Creating the Plan
Now that we have everything we need; we will begin to design and create a completely bespoke plan, using illustrations to show you what we have found. This process includes a thorough research project as well as a rigorous analysis of your data, which will inform all of our recommendations. Everything will focus on building you a portfolio of advice to make sure that you have access to all of the relevant information so that you can go on to make the right choices for you.
5. Presentation Meeting
Following a brief summary of our previous conversations, this meeting will include a meticulously prepared presentation that will feature our findings for your review. In light of this, we will explore all of the options that are available to you, discuss how we have reached these conclusions and what the next steps are. Our advice will always put your financial wellbeing at the forefront and ensure that you are proactively preparing for the future you want. 
6. Ongoing Annual Review Meetings
KP Financial Wellbeing pride ourselves on creating long-lasting relationships with our clients. This assures you that your finances are always being thoroughly maintained and gives you the freedom towards being financially secure. Life is full of variety and we understand that circumstances change so by having ongoing reviews, you will always have the best advice when you need it most. 
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.